SALT CITY MORTGAGE PROFESSIONALS, INC.

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Three-digit plan number (PN)	001
Effective date of plan	2007-01-01
Business code	522292
Sponsor’s telephone number	3154451800
Plan sponsor’s mailing address	PO BOX 503, SYRACUSE, NY, 13214
Plan sponsor’s address	333 BUTTERNUT DRIVE, SUITE 104, DEWITT, NY, 13214

Plan administrator’s name and address

Administrator’s EIN	161464757
Plan administrator’s name	SALT CITY MORTGAGE PROFESSIONALS, INC.
Plan administrator’s address	PO BOX 503, SYRACUSE, NY, 13214
Administrator’s telephone number	3154451800

Number of participants as of the end of the plan year

Active participants	0
Retired or separated participants receiving benefits	0
Other retired or separated participants entitled to future benefits	0
Deceased participants whose beneficiaries are receiving or are entitled to receive benefits	0
Number of participants with account balances as of the end of the plan year	0
Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	0

Signature of

Role	Plan administrator
Date	2010-03-08
Name of individual signing	JOHN NIESTEMSKI
Valid signature	Filed with authorized/valid electronic signature